Diana Knows Medicare
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What is a Co-payment?
A fixed amount (for example $20) you pay for a covered health care service after you've paid your deductible. Generally it s a fixed dollar amount.
Let's say your health insurance plan's allowable cost for a doctor's office visit is $100. Your copayment for a doctor visit is $20.
If you've paid your deductible: You pay $20, usually at the time of the visit.
If you haven't met your deductible: You pay $100, the full allowable amount for the visit.
Copayments (sometimes called "copays") can vary for different services within the same plan, like drugs, lab tests, and visits to specialists.
Generally, plans with lower monthly premiums have higher copayments. Plans with higher monthly premiums usually have lower copayments.
Also, learn how deductibles and coinsurance affect your total costs of care
Disclaimer: Medicare has neither endorsed nor reviewed this information.
Not connected or affiliated with any United States Government or State agency.
Calling this number: 415-994-4121 will direct you to a licensed Agent/Broker. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. Limitations, copayments, and restrictions may apply. <Benefits,formulary, pharmacy network, provider network, premium and/or copayments/coinsurance> may change on January 1 of each year. You must continue to pay your Medicare Part B premium.
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